Our Team
Todd Morstad
CEO
Todd Morstad is a born-and-raised Albertan with over 40 years of lending experience. Since 1983, he has helped borrowers secure financing through a practical, common-sense approach to lending. Todd believes financing should be simple, transparent, and solution-focused, with an emphasis on fast decisions and strong relationships. If you own a home and need financing, Todd is ready to help.
Catherine Napierala
Chief Operating Officer
Catherine brings over 20 years of lending experience and 15 years in executive leadership to Approved Mortgage. With an MBA in International Business, she is experienced in mortgage operations and risk management. Catherine is passionate about operational excellence, responsible lending, and building efficient processes that protect borrowers and investors.
Business Development Manager
Vanja Vujovic
Vanja Vujovic brings a solutions-driven approach to private lending at Approved Mortgage. As Business Development Manager, he specializes in financing solutions outside traditional lending guidelines and is committed to strong broker partnerships, fast decisions, and practical underwriting. He holds a Bachelor’s degree from the University of Calgary with a major in Entrepreneurship and Development.
Advisor
Ursula Holmsten
Ursula brings 20+ years of leadership experience in Canadian banking, wealth, and investment management to the Approved Mortgage team. As former CEO of ATB Wealth and EVP of ATB Financial, she helped grow assets under administration from $3 billion to $37 billion. A two-time Wealth Professional Awards CEO of the Year nominee, Ursula is recognized for her expertise in governance, risk, finance, and regulatory compliance, and remains active in board and advisory roles.
OUR EXPERTISE
Mortgage brokers are licensed professionals who provide mortgage financing to people like you, all across Canada, every day. Because we deal with mortgages everyday, we have developed a vast knowledge of all the mortgage products that are available and we have lenders competing for our business allowing us to offer you, our client, the best rates for your situation. Whether you have perfect credit or not, we find you the best mortgage at the best rate along with providing you with valuable information about mortgages and financing along the way.
We excel in the areas of knowledge, access, timeliness, cost reduction, best rate negotiation, client satisfaction and flexibility.